About this Article:
Buy a new home is an important step and a difficult process, with many obstacles that will make you stumble. Avoid these classic mistakes when you buy your next home:
Top 10 tips before to buy you home
1- Choise the right Real Estate Agent:
 A good real estate agent is key when you are looking for that perfect home, in Miami or elsewhere. An agent will be able to show you houses in your price range. If your chosen the neighborhoods and the amenities you need. It will be able to point out important factors when you are choosing between different potential homes.
In Miami have a lot of real estate agents, so it’s important that you pick the one that will be the most helpful to you. Here are some areas to consider when looking for an agent:
1-Referrals: Probably the most important factor when it comes to choosing an agent is the impression they’ve left with those they’ve helped before. If you have friends or family who have bought a home recently in Miami, ask whom they used and what they thought about the service they received.
2-References: from people you trust are by far the most reliable way to evaluate an agent; you may end up working with a younger agent who is relatively unknown but who is a super server, or a seasoned agent who reallyknows her way around the market. Either way, referrals are the best starting point when you are looking to choose an agent.
3-Experience: When you lack a network of previous home buyers in the area, the next best thing to consider is the experience of the realtor with whom you are thinking about working. The recent boom in Miami has led, many people to give realty a shot as a career. Honestly, many of these people see being a real estate agent as a chance at some easy money. They don’t know the ropes of the business; they have not seen everything a veteran agent has come across through the years. All other things being equal, if it comes down to an agent who has just started out in the field or one who has been active in the industry for five years or more, go with experience.
4-Attention. Some real estate agents will take on too many clients at once, in order to sell to a few. What you want is an agent who will make you a priority, and who can work with you one on one until you find your dream home. This is where a more experienced realtor might not actually be thebest choice; new agents are eager to make a good impression and sometimes offer the best service in terms of attentiveness. Ask a potential agent if they truly feel they have the capacity to make the time for you in your quest for the perfect home.
5-Contacts: Apart from all of these things, a really great agent will bring an extensive network into the process of buying your dream home. There are people involved well beyond you and the realtor when you are buying a home; lawyers, lenders, inspectors, surveyors, staging experts and handymen may all be needed on your side before the purchase of your home is truly complete. An agent who has solid connections around Miami in a lot of fields will be a tremendous help to you.
6-Compatibility: You may be spending a lot of time with this individual and dealing with some very stressful and critical life decisions. Do not sign a contract with someone until you get the warm and fuzzy feeling that you’ll make a good team.
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2- Buying a home fast:
 Buy a home can be an exciting experience, but many buyers are getting started. A house is something you will probably have for a few years, but too often people just look at a few places, fall in love and buy one of the very first properties they have seen.
This is a mistake, if you are going through difficult times, you will miss other homes that can better meet your needs or your wallet.
If circumstances allow, take your time and visit as many homes as possible. Copy in a list each house you saw and choice what you liked and disliked. Check all option of the houses at the to get a clear idea what is you need in you new home.
3- Do not do any research:
 People simply look for local real estate ads, they wait to find a home they love and good conditions, know very little about local market conditions and the history of the home.
This is a shame because this information can help you find the right house, what you have to offer when you bid for a house, and even avoid buying the wrong house. Finding a repossessed house for the bank at a good price is a good option.
You can also search for single-family homes for sale that interest you and find information such as the date a house was last sold, its size and date of construction.
4- Skip home inspection:
 Inspecting a home before purchase seems to be another step in a long and sometimes confusing process, but the inspection is worth it. A good home inspector can warn you of major defects such as a lost roof, termite infestation and poor foundation that could cause many headaches and financial damage if the property becomes yours. Quality control can make households aware that they are a major purchase, that they need work or that they are sources of money that should be avoided together.
5- Choose the wrong house:
 It is possible to fall in love with a house that looks perfect, but in fact it is not the right property for you. Suppose the house with its large fireplace and impressive staircase is impressive, but when you move in with your 2 year old child, you discover that this staircase scares you every time you climb it. Or, this open plan seemed so inviting when you visited the house, but once you move, you may not know where to place the furniture in the house’s indefinite rooms.
You have an overview of how the owner lives in the house when you hunt in the house, but take the time to think about how to occupy the room and whether it really works for you.
6- Ignore the environment
 When you buy a house, not only do you get the walls around you, but you also win the neighbors and a community. It is a mistake to fall in love with a house without thinking about where it is and who your neighbors are because even if the house is right for you, its environment may not be right for you.
7- Buy too many properties in a short time:
 When we try to buy a house, many of us point to the largest house we can afford.
But is the tallest always better?
Ask yourself if you really need all this space and if you can really afford it in terms of mortgage payments and the costs of maintaining a home. A house can’t really be pleasant if you have difficulty getting by financially.
Look at your monthly costs (food, debt, utilities, etc.) and try not to exceed 33% of your pre-tax income. Don’t expect your income to increase and your expenses to remain stable. You want some flexibility if your income decreases and your daily living costs increase.
8- Get the most expensive house in the neighborhood:
 Another temptation is to buy the most expensive house in the neighborhood. If you can afford it and no longer have to sell it.
Why not?
But most of us change homes at least once or twice in our lives. That’s when buying the best house in the neighborhood is not a good idea. When it comes time to resell the house, you may find that the asking price is well above the price range of other homes in your area and that the buyer’s interest is limited.
9- Not to be prequalified / approved:
 Getting a pre-qualification for a loan gives you an idea of how much you can afford to borrow. If you start looking for housing without this prior approval, you can waste time and energy in homes you can’t afford.
The next step is the prior approval of a loan, which gives you an advantage when you find the house you want to buy. A letter of prior approval from a lender indicates to the seller that a lender has agreed to lend you a certain amount. Without this approval, you are at a disadvantage if you make an offer to purchase a home. Buyers with existing financing are more attractive to sellers than those without financing. In addition, pre-approval avoids being defeated by another buyer who collects financing more quickly.
10- Make an unconditional offer
 Submitting a bid without contingency may seem like an easy way to buy a house (and a way to win a seller who has several bids), but it’s not really a very smart decision. A contingency protects you if you have to withdraw from an auction. Without unforeseen circumstances, you can be punished if you break a contract and do not have to make the purchase. One of the possibilities to consider is the extension of the contract:
Make your offer based on your ability to obtain mortgage financing. In other words, if you do not obtain the financing, the contract is null and void.
Ask for the right to inspect the house. Make your offer subject to acceptance of the results of the home inspection. This will give you the opportunity to ask the seller for corrections or terminate the contract if the house needs major repairs.
If you have a home for sale before the next purchase, make the purchase of your next home conditional on the possibility of selling the first home. This way, if you can’t find a buyer for your home, you can’t do it by buying a new rope.
Don’t have everything in writting:
 You may think that the stainless steel refrigerator comes with your new home, but the seller may have other ideas. It is therefore preferable to put in the letter everything that will and will not be included in the sale of the house, so that you will not have any surprises when you move in.
We recomend you:Â step to buying a property.
